How can the Ambition Card help build my credit score?


When you use your Ambition Card and pay your monthly statement on time, you'll start to build a positive credit history. We report to the 3 major credit bureaus (Experian®, Equifax®, and TransUnion®). Depending on what type of credit score you're aiming for, the time frame to reach your target score will vary.


The Ambition Card is designed to help you build your credit; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries—not all factors are equally weighted.

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