What makes the Ambition Card different from a credit card?


Unlike a traditional credit card, Ambition Card helps you build credit with no annual fees and no interest3. Also, there's no credit check needed to apply!


Must be a current or upcoming college student, age 18 years or older, U.S. citizen or a permanent resident.

The Ambition Card is designed to help you build your credit; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries—not all factors are equally weighted.

30% APR. Account is subject to a monthly account fee of $2, account fee is waived for the initial six monthly billing cycles.

Cash back rewards are subject to the Ambition Rewards Terms & Conditions.

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