Ambition Card is designed to help students build their credit history. You don’t need to have a credit history and we will not check your credit when you sign up. All high school or college students, age 18 years or older and a U.S. citizen or permanent resident are eligible! There is no maximum age to apply for the Ambition Card. As long as you're 18 years or older and you're in school, you can apply.
The Ambition Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries—not all factors are equally weighted.