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Last Updated: April 30, 2022 Yes. Prior to completing a loan application; students, parents, and cosigners can use our free credit prequalification tool to determine whether their credit qualifies for a loan, and what interest rates they can expect to receive, without impacting their credit score. Our prequalification tool allows an applicant to determine whether a cosigner is needed, as well as whether including a cosigner can lower the expected interest rate. |
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