Do I need a minimum credit score to apply?

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Last Updated: April 30, 2022

No, our exact credit criteria is proprietary.

We do offer a pre-qualification tool to tell students and cosigners if their credit scores qualify, and what interest rates they can expect from us before they apply.  Plus, using the tool won't impact your credit score.

Pre-qualification isn't a full review or guarantee, but it may help you decide if you want to submit a full application. 

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