What happens if I pay more than my required amount due?

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Last Updated: April 30, 2022

If you make a payment that's more than the Amount Due, the overpayment will be applied based on the preference set in your account. The extra amount will either be applied to the balance of your loan or applied to your next payment.

To set or change your preference, visit www.collegeaveservicing.com and go to My Account > Account Settings > Overpayment Preference. The option is also available when making a payment on the website, or by calling College Ave Student Loans. Your selection will apply to all future overpayments.

We don't currently offer this selection option on our mobile app so please visit the website to make the selection.

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